# How to Buy Crypto With Fiat on Hyperliquid (Credit Card & Bank Transfer)

> Buy crypto directly on Hyperliquid using credit card or bank transfer. No existing crypto needed — deposit fiat and start trading in minutes via the new onramp.

*Source: https://hyperliquidguide.com/guides/getting-started/buy-crypto-with-fiat-on-hyperliquid*

One of the biggest barriers to trading on decentralized exchanges has always been the same question: **how do I get my money in?** Until now, depositing to [Hyperliquid](/guides/getting-started/how-to-trade-on-hyperliquid) required you to already own crypto — typically USDC on Arbitrum — which meant buying on a centralized exchange first, then bridging or withdrawing.

That changes now. Hyperliquid has launched **native fiat onramping**, powered by [swapped.com](https://swapped.com). You can deposit directly using a **credit card** or **bank transfer** — no existing crypto required. Just select "Fiat" in the deposit modal on **[app.hyperliquid.xyz](https://app.hyperliquid.xyz/join/Concept211)** and follow the checkout flow.

![swapped.com homepage — fiat onramp provider for Hyperliquid](/images/getting-started/buy-crypto-with-fiat-on-hyperliquid/swapped-homepage.webp)

> **Note:** Fiat onramping is currently in its initial testing phase. Availability varies by geography and payment method. Hyperliquid plans to add offramps, additional payment methods, and support for other onchain assets in the future.

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## Why This Is a Big Deal

Before fiat onramping, getting money into Hyperliquid looked like this:

1. Sign up for a centralized exchange (Coinbase, Binance, Kraken)
2. Complete KYC verification (often takes days)
3. Buy USDC
4. Withdraw USDC to an Arbitrum wallet
5. [Deposit USDC to Hyperliquid](/guides/getting-started/deposit-usdc-to-hyperliquid)

That's a 5-step process that assumes you already understand wallets, networks, and bridging. For someone new to crypto, it's overwhelming.

Now the process is:

1. Connect a wallet to Hyperliquid
2. Click Deposit → select Fiat
3. Pay with your credit card or bank account

**Three steps. No crypto prerequisite.** This makes Hyperliquid accessible to anyone with a bank account — not just existing crypto users.

> **Key takeaway:** Hyperliquid's fiat onramp removes the biggest barrier to entry for new traders. You can go from zero crypto to live trading in minutes using a credit card or bank transfer.

**Start Trading With Fiat** — No crypto needed. Deposit with credit card or bank transfer and get a 4% lifetime fee discount. [Open Hyperliquid](https://app.hyperliquid.xyz/join/Concept211)

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## How to Buy Crypto With Fiat on Hyperliquid